Case Study Comparison | Prosperity Payrolls
Case Study: See Your Financial Advantage
The Financial Advantage of Partnering With Us
Wondering how our service translates into real-world savings? Let's break down the numbers in a typical scenario. This case study demonstrates how partnering with Prosperity Payrolls can significantly increase your take-home pay by smartly structuring your income and expenses.
The example below assumes a contract rate of $140 per hour and business expenses of $800 per month. By packaging your income through Prosperity Payrolls you add $380.14 to your monthly after-tax pay – this represents a net benefit to you of $4,561 per year.
Without Packaging
With no salary packaging and no ability to offset business-related expenses, you will be taxed on your full income less the superannuation guarantee contribution of 12%.
Gross income (160 hours @ $140 per hour)
$22,400.00
Deduct super @ 12%
-$2,400.00
$20,000.00
Deduct income tax on $20,000
-$6,582.00
Less PIPL insurance
-$105.00
Net monthly income
$13,313.00
Net monthly income
$12,893.14
With Prosperity Payrolls Packaging
By using Prosperity Payrolls’ salary packaging, you net monthly income increases.
.
Gross income less $1.95 fee (160 hours @ $138.05)
$22,088.00
Deduct expenses
-$800.00
$21,288.00
Deduct super @ 12%
-$2,280.86
$19,007.14
Deduct income tax on $19,007
-$6,114.00
Net monthly pay
$12,893.14
Add tax-free expenses
$800.00
Net monthly packaged income
$13,693.14
Ready to See Your Numbers?
This case study is an illustration based on current tax rates and a specific scenario. Your personal circumstances may vary. Contact us for a free, no-obligation consultation, and we can provide a personalised projection to show you exactly how much you could save.
Schedule Your Free Consultation
Join thousands of satisfied businesses who have streamlined their payroll process with Prosperity Payrolls.
© 2025 Prosperity Payrolls. All rights reserved. ABN: 97 601 476 279